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Blueprint for All, a charity that works to create an inclusive society, has partnered with global payments company American Express, ...The average interest rate for small business loans can vary widely depending on the lender and type of loan. For business installment loans, the average APR can range anywhere from 3 percent to 60 percent, while for business lines of credit, the average APR can range from 8 percent to 80 percent.<link rel="stylesheet" href="styles.93f6a10efb89936fba2b.css">Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. ... Amex does not publicly disclose credit score criteria for its cards ...With a business line of credit or other online business loan, entrepreneurs may use the funds for any business needs. Online loans could offer a convenient tool to cover short-term expenses, such as: Bridging the gap between accounts receivable and payable. Helping with short-term operational costs. 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